NPS Calculator

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NPS Calculator — FY 2025-26

Plan your retirement with NPS. Enter your monthly contribution, age and expected return to see your corpus at 60, the lump sum you can withdraw and your estimated monthly pension.

Frequently asked questions

How much pension will I get from NPS?
At 60 you must use at least 40% of the corpus to buy an annuity; your pension depends on that annuity amount and the annuity rate.
Is the NPS lump sum tax-free?
Up to 60% of the corpus can be withdrawn as a lump sum at 60, and that withdrawal is currently tax-free.

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