Income Tax Calculator (New vs Old Regime) — FY 2025-26
Calculate your income tax for FY 2025-26 (AY 2026-27) and instantly see whether the new or old regime saves you more. It includes the ₹4 lakh nil slab, ₹75,000 standard deduction, the ₹60,000 Section 87A rebate (zero tax up to ₹12.75 lakh for salaried taxpayers), surcharge with marginal relief and 4% health & education cess.
Frequently asked questions
- Up to what salary is there no income tax in FY 2025-26?
- Under the new regime, salaried individuals pay zero tax on income up to ₹12.75 lakh (₹12 lakh after the ₹75,000 standard deduction) because of the Section 87A rebate.
- Is the new regime better than the old regime?
- For most salaried people without large deductions the new regime now wins. The old regime can still be better if your 80C, 80D, home-loan interest and HRA deductions are large.
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