FD Calculator

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FD Calculator — FY 2025-26

Estimate the maturity value of a fixed deposit. Enter the deposit amount, interest rate, tenure and compounding frequency (quarterly is standard for Indian banks).

Frequently asked questions

How is FD interest calculated?
Most banks compound FD interest quarterly: maturity = principal × (1 + rate/4)^(4 × years).
Is FD interest taxable?
Yes, FD interest is added to your income and taxed at your slab rate; banks deduct TDS above certain limits.

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