EMI Calculator — FY 2025-26
Find your monthly EMI for any loan. Enter the loan amount, interest rate and tenure to see the EMI, total interest payable and total amount.
Frequently asked questions
- How is EMI calculated?
- EMI = P × i × (1+i)^n ÷ ((1+i)^n − 1), where P is the loan amount, i the monthly interest rate and n the number of months.
- How can I reduce my EMI?
- Choose a longer tenure, make a larger down payment, or negotiate a lower interest rate — though a longer tenure raises total interest.
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